Target Benefits

At Target, we offer benefits* to help team members discover the joy of everyday life by caring for themselves and their families.

Eligibility for all of the benefits below is based on position, average hours and time with Target.**

Health Well-being

To help you and your family lead a healthy, balanced life.

Medical Plans

Target offers two national account-based medical plans administered through UnitedHealthcare®. Additionally, there are three regional plans, offered in select states, administered through Kaiser, HMSA and Bind On-Demand Health insurance. In the UHC and Kaiser plans, you can choose between the Health Reimbursement Account (HRA) Plan or the Health Savings Account (HSA) Plan. All plans include a pharmacy benefit that offers coverage for your medications including generic, brand and specialty drugs.

Get more details.


If you are enrolled in a medical plan administered through UnitedHealthcare or Bind, you are automatically covered under the Vision Exam Plan provided by EyeMed for eye exams. If you wear glasses or contact lenses you may also choose to enroll in the Vision Eyewear Plan (excluding HMSA). This plan helps cover the cost of glasses or contact lenses purchased from an in-network provider.


Target offers dental coverage administered by Delta Dental®. There are two plans: Standard and Enhanced. The plans provide 100 percent coverage for your preventive care services and pay a percentage of eligible expenses up to a plan year maximum, depending on the type of service.

Health Care Flexible Spending Account (FSA)

You can determine how much you want to set aside to help pay for eligible medical, vision and dental expenses. You don't need to be enrolled in a Target-sponsored medical plan to enroll in the HealthCare FSA, and funds rollover up to $500 as long as you remain eligible for the plan.

Team Member LifeResources (TMLR)

You and your family members can get free confidential counseling, support and information through TMLR 24 hours a day, seven days a week. Five free counseling sessions, per issue, per year, are available. TMLR also provides resources for a wide variety of topics like managing money, finding child care and dealing with stress.

Team Member LifeResources: Did you know?

  • TMLR connected team members to over 110,000 resources in 2018.
  • All team members and their entire household can receive 5 free counseling sessions per issue per year.
Grand Rounds®—Get expert medical advice

You and your family members can use Grand Rounds, a free service, when you would like to have an existing diagnosis or treatment reviewed by a leading medical expert. You can also discuss your health concerns with a doctor live, and for free.

BridgeHealth™—Save money and get help managing surgery

BridgeHealth provides access to high-quality health care for select elective surgical procedures while reducing out-of-pocket costs. In the HRA and Bind Plans, surgery costs are waived entirely. In the HSA Plan, you pay the deductible, and then all other out-of-pocket surgical costs are waived. Coverage for certain travel costs, a care coordinator, and access to education and resources are also included.

Livongo® Disease Management Program—Save money and get help managing diabetes

If you have been diagnosed with type 1 or type 2 diabetes, the Livongo disease management program offers free supplies, tools and personalized support to help you manage your condition.

Rx Savings Solutions—Save on prescription costs

You have access to Rx Savings Solutions, a service designed to help you save money on prescriptions via personalized suggestions such as therapeutic alternatives, dosage form, tablet splitting, or price shopping.

UnitedHealthcare Bullseye Health Spot team

The Bullseye Health Spot advocate team of nurses and health & benefit specialists are standing by to answer any healthcare question you have—from benefits coverage, questions on claim and billing, or help managing a condition—as part of your health plan benefits.

Flu Shots

Because we want you to be healthy, you have access to a free flu vaccination during the flu season each year—regardless of insurance coverage.

Well-being Rewards

By completing a few healthy actions, you and your enrolled spouse/domestic partner can both earn account dollars to help pay for your healthcare expenses. Only available with the HRA and HSA plans.

Get more details.

Maternity Support Program

As part of the Target medical plan, you have access to an experienced maternity nurse through the Maternity Support Program and may be eligible for incentives.


Daylight is a highly personalized mobile app designed to expertly guide you through worry and anxiety. Daylight listens and talks to you, understands your challenges and goals, and guides you through learning and practicing proven strategies to reduce worry and anxiety in your life. This program is available at no cost to you or your spouse/domestic partner if enrolled in a Target medical plan.

Real Appeal

Real Appeal is an online weight management program that's available to you at no additional cost if you enroll in a Target medical plan. Real Appeal offers a fun and tailored approach, including group and individual behavioral counseling sessions to help you lose weight and build positive, sustainable lifestyle changes.


Financial Well-being

To help you and your family make good financial decisions today and for the future.

TGT 401(k)

Target matches your contributions dollar for dollar up to 5% of eligible pay. Eligibility begins once you are age 18 and have completed 1,000 hours of service. The employer match is immediately 100% vested. New team members can rollover previous 401(k) balances at date of hire—even before eligibility for Target's plan begins.

TGT 401(k): Did you know?

  • More than 113,500 team members participate in the plan.
  • The average team member contribution is about 7.6%, which is not bad when you pair that with the 5% company match.

Get more details.

Executive Deferred Compensation Plan (EDCP)

This tax-deferred savings plan allows eligible team members to save beyond their 401(k) limit.


Team members meeting minimum service and hours requirements who were hired prior to 2009, are generally eligible to participate in the Target's Pension Plan.

Dependent Care Flexible Spending Account

You can save before-tax dollars from each paycheck to pay for qualifying daycare and/or eldercare expenses incurred while at work. It is important to plan carefully because any deposits not used by the end of the plan year cannot be refunded.

Direct Deposit

You can receive your pay electronically using your bank account, Target Credit Union account (pay is received up to two days earlier if deposited into a Target Credit Union account) or Paycard. It's easy to enroll in direct deposit through Workday.

Life Insurance

Life Insurance helps protect your family members against financial loss in the event of a death. You receive company-paid coverage equal to one times your annual pay. You may also purchase additional Supplemental Life Insurance coverage for up to eight times your annual pay and Life Insurance for your spouse/domestic partner and/or eligible children.

Short-term and Long-term Disability

Disability insurance provides a percentage of pay if you can't work because you are sick or injured.

  • Short-term Disability: If eligible for benefits, you are automatically enrolled in this benefit and it is paid for by Target.
  • Long-term Disability: This coverage begins after 150 calendar days of an approved, qualified short-term disability. You are automatically enrolled in the benefit and premiums for this coverage are paid by deductions from your paycheck based on age and current salary. You can opt-in or out of coverage at any time.
Critical Illness, Accident and Hospital Indemnity Insurance

Supplemental Medical coverage offers protection by providing funds to help pay medical and non-medical expenses and other unplanned costs that arise when an unexpected illness or injury strikes. If enrolled in one of these plans and a critical illness, accident, or hospital stay occurs, the payout comes directly to you to use the money to help in whatever way is needed.

Identity Theft Protection

In the event that your identity is compromised, this coverage offers you peace of mind. Full-service Identity Remediation support from InfoArmor® provides many features at a lower rate than you would find on your own. The premiums are among the lowest in the market.

Group Legal

You can get access to legal representation from a large network of lawyers at an affordable price. You pay nothing additional for a broad array of services when enrolled. These services include: family law, wills and estates, debt-related matters, identity theft remediation, real estate, traffic and criminal, and personal injury.


Pay and Time Off

To support your wellness goals outside of the workplace.


We have a pay for performance culture and are market competitive to ensure recruitment and retention of high performing, engaged and diverse teams. In addition to competitive base pay, we offer variable pay programs to eligible team members to reward for both corporate and individual performance.

Time Off

At Target, we value well-being and encourage work-life balance. Our comprehensive time-off plan allows you to take time to enjoy activities and interests outside of work that support your well-being. Benefits include vacation, personal holiday, national holidays, well-being time, and bereavement.

Well-being Time: Did you know?

  • Eligible team members get extra paid time-off to complete well-being activities.


Paid Family Leave

We also offer Paid Family Leave to birthing team members, partners/spouses of birthing team members, team members who are adding to their family via adoption, surrogacy, or fostering and team members caring for an immediate family member with a serious health condition. You also have access to resources and support like the Parental Checklist for when a new family member arrives. The checklist includes contact information and tips to consider before baby, during a leave and after you return to work. Team members can log in to access the checklist under Life Changes.


Whether moving to our HQ in Minneapolis or one of our many other locations, you may be eligible for relocation benefits. These benefits could include a lump sum payment or selection of options to assist you with your transition.

*Eligibility for all of the benefits is based on position, average hours and time with Target. This list of offerings illustrates benefits eligibility for team members generally and is not personalized for you specifically. Inclusion of a benefit offering on this list does not guarantee eligibility for that benefit.

**If you are an hourly team member, your benefits eligibility is reviewed each year before the beginning of a new benefit plan year. Average hours are calculated using the previous 12 months. You can view your  average hours by going to Workday.